UK Personal Finance MCP

This MCP server gives you direct access to what real UK consumers say about their financial lives — in their own words, unprompted, in the places they actually talk.

The corpus is built from YouTube comments, Reddit discussions, and online forums across the UK personal finance space: mortgages, pensions, ISAs, life insurance, income protection, inheritance, and more. Every comment is tagged with structured metadata — life stage, emotional register, products mentioned, behavioural signals — so you can search and filter by the dimensions that matter.

The result is instant access to hundreds of thousands of verbatim quotes from real UK consumers about money, at every life stage, across every major financial product.

What you can do with it

Consumer Understanding — check your client communications against real consumer language before you send them. Identify where your letters, suitability reports, and financial promotions use language that real consumers find confusing. Evidence your Consumer Duty Consumer Understanding compliance with a corpus grounded in authentic consumer voice.

Client Research — understand what your clients are actually worried about at each life stage. What does someone going through a mortgage feel about life insurance? What does a pre-retiree really mean when they say they’re anxious about their pension? The corpus captures emotional signals and behavioural patterns from honest, unprompted discussion.

Communication Writing — ground your client-facing copy in the language real consumers use. Write suitability reports, website copy, and client letters that land because they reflect how your clients actually think and talk.

What’s in the corpus

Every comment is tagged with:

Field	Examples
Emotional register	`anxiety_fear`, `peace_of_mind_relief`, `anger_cynicism`, `pride_accomplishment`
Life stage	`first_home_buyer`, `pre_retirement`, `new_parent`, `mid_life_accumulator`
Life events	`first_home_purchase`, `redundancy`, `partner_death`, `child_born`, `retirement_achieved`
Products referenced	`life_insurance`, `mortgage`, `pension_sipp`, `critical_illness`, `income_protection`
Behavioural signals	`knowledge_gap`, `seeking_guidance`, `active_decision`, `hindsight_regret`, `uses_adviser`

How to connect

The server runs over HTTP. Connect it to Claude and ask questions about the corpus in plain English.

Claude Desktop — edit one config file, restart Claude, and the tools are available in every conversation.
Claude.ai — add a custom connector in your Claude.ai settings. No file editing required.
Claude Code — one terminal command connects Claude Code to the corpus.

Access

Contact ben@dialogue-ai.co to get your API key.